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Check out more exclusive content on Tumblr and chat with us on the daily. We are always available for you! Explore our blog for valuable insights and updates on health insurance and general life events. Get answers to your FAQs and stay informed about upcoming events and/or promotions. Don't miss out on the opportunity to secure the right coverage for your health and well-being.


Expand Your Knowledge

May 2024

Verifying Your Insurance Eligibility

Ensuring that your health insurance plan is legitimate and will adequately cover your needs is essential for your financial and physical well-being. Here are some steps you can take to verify the legitimacy and suitability of your health insurance plan:

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Upcoming Events & Promotions

Open Enrollment for 2025 is Nov. 1, 2024 - Jan. 15, 2025

Be prepared for open enrollment. Remember that Marketplace plans will expire after 12 months so you MUST renew it or have it set to auto renew; call us if you need help figuring this out! Stay informed about important announcements and promotions related to health insurance coverage.


Stay Informed

We are contributing to society by building assisted-living facilities! Our first location will be in south Florida, surrounding the towns near Clewiston: in both Hendry and Palm Beach counties. The elderly and special able body populations were drastically misplaced from their residence during a horrible storm in May of 2023. Leya Health wants to help. Join our community and donate to our cause. 

Join Us On This Journey

 


Frequently Asked Questions

What is health insurance?

Health insurance is a type of coverage that pays for medical and surgical expenses incurred by the insured. It can also provide coverage for other medical expenses such as prescription drugs and preventive care.

What's the difference between a short term and full medical plan?

A short term medical plan provides temporary coverage for a specific period, while a full medical plan provides comprehensive coverage for a longer duration.

What is a limited benefit plan?

A limited benefit plan provides coverage for specific healthcare services and has limitations on the maximum benefit amount.

What is a fixed indemnity plan?

A fixed indemnity plan pays a fixed amount for covered healthcare services, regardless of the actual expenses incurred.

What is a co-pay?

A co-pay is a fixed amount that the insured pays for certain medical services at the time of the visit.

What is coinsurance?

Coinsurance is the percentage of the covered medical expenses that the insured is responsible for paying after the deductible is met.

What is a deductible?

A deductible is the amount that the insured must pay out of pocket before the insurance company begins to pay for covered medical expenses.

What is a max out-of-pocket?

The maximum out-of-pocket amount is the most that the insured will have to pay for covered medical expenses during a policy period, after which the insurance company pays 100% of covered expenses.

Why do I need health insurance?

Health insurance provides financial protection against high medical costs and ensures access to quality healthcare services.

Why do I need life insurance?

Life insurance provides financial security and support for your loved ones in the event of your death.

Why are there waiting periods?

Waiting periods are designed to prevent people from purchasing insurance only when they need immediate coverage for a known condition.

What is a subsidy?

A sum of money granted by the government or a public body to assist an industry or business so that the price of a commodity or service may remain low or competitive.